Life Direct, a private website, has useful information about health insurance. You can also compare policies from a number of New Zealand medical insurers. Call a health directorate for free advice. If English is not your first language, there are interpreters who can help. At least 8 weeks before your trip, you will find the latest country health mentions from the National Travel Health Network and Centre (NaTHNaC) on the TravelHealthPro website. Each country page provides information on vaccine recommendations, current health risks or outbreaks, as well as fact sheets on staying abroad. Instructions are also available through NHS (Scotland) on the FitForTravel website. For more information on the UK health system, visit the Ministry of Health website (external link). To access these services, you must register with an NHS General Practitioner.
The private health care system gives you control of when and where you are being treated for health problems. You are also usually able to choose the doctor, specialist or hospital you prefer. Australia has a mutual health agreement with the UK, which means that UK residents are able to get some health services free of charge while visiting Australia. Under a mutual health agreement, British nationals living in the UK and staying in New Zealand on a short-term stay are entitled to immediate health care under the health system under the same conditions as New Zealand citizens. This applies in an unusual way to pre-hospital care, including air or road ambulance transport. You should present your British passport upon request. There are a number of services that are not publicly funded, and these are different from country to country. Since none of the reciprocal agreements offer full coverage, travellers should purchase comprehensive travel insurance, including health insurance. New Zealand and Australia have a mutual health agreement, which means that New Zealand citizens travelling to Australia are entitled to limited subsidized health services for the necessary medical care during a visit to Australia. The mutual health agreement includes necessary medical treatment. The necessary medical treatment is any illness or injury that occurs while you are in Australia and requires treatment before returning home. Compare health and travel insurance | Health insurance agents and travel are here.
While reciprocal health agreements could cover things like hospital care, things like repatriation or medical evacuation are probably not covered – meaning she could get well over 1,600 pounds out of her pocket if it becomes necessary. Many hospitals in Montenegro do not accept the European Health Insurance Card (EHIC) to prove that you are entitled to free emergency care. More information about mutual agreement on public health can be found on this site or by email [email protected]. You can also call Medicare directly on 0061 2 9895 3333. Despite this reciprocal agreement and the Accident Compensation Board, make sure you have travel health insurance and an accessible fund to cover the costs of any medical treatment abroad and repatriation. When a person receives services as part of the mutual agreement, they cannot register with a primary health organization (PHA). You should receive the same health grants as a New Zealand citizen who visits a family doctor as a casual patient when the doctor has decided that the condition requires immediate attention. You can register with a family doctor and you must receive an NHI number if they do not have one yet.